Your CheckCard May No Longer Work The Way You Expect!

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The effective date of the change is August 15, 2010 for accounts opened before July 1, 2010. For accounts opened after July 1, 2010 the effective date of the change July 1, 2010. Beginning August 15, 2010, we will not authorize and pay overdrafts on ATM and everyday debit card transactions without account holder consent. Any overdraft (OD) fee for insufficient funds (NSF) fee of up to $30.00 will be charged for covering overdrafts that result in a negative balance at the end of the day. Overdrafts may be created by check, ACH, online banking transactions, phone transactions for other electronic means. Recurring debit card transactions (payments that are set up to bill and pay automatically), such as an automatic draft from your utility company or insurance company, may continue to be covered by your Bounce Protection service. Once an overdraft has occurred you are requred to bring your account to a positive balance within 30 days. We reserve the right not to pay if your account is not in good standing. Contact us if you have any questions at 888-401-7328.