Fees

CHECKING ACCOUNT FEES
TYPE FEE

Free Checking

Check copies - $2 per copy after first 12 per year

*No monthly maintenance fee

ValuPak Checking

$10 per month

Interest Checking

$10 per month

*Fee can be avoided if a minimum daily balance of $1,000 or more is maintained.

SouthEast50 Interest Checking

$7 per month

*Fee can be avoided if a minimum daily balance of $1,000 or more is maintained.





SAVINGS & INVESTMENT ACCOUNT FEES
TYPE FEE
Personal Savings
  • Fee 1: $5 per quarter if account balance falls below $100 during the quarter
  • Fee 2: $2 for each pre-authorized withdrawal over 6 per quarter

*Fee can be avoided if a minimum daily balance is maintained. Fee is also waived for full time students.

Health Savings Account $10 per year
Christmas Club $5 for early withdrawal
Certificates of Deposit Penalty for early withdrawal
Money Market Accounts
  • Fee 1: $12 per month
  • Fee 2: $10 will be assessed for each pre-authorized withdrawal over 6 per month

*Fee can be avoided if a minimum daily balance of $2,500 is maintained.






MISCELLANEOUS FEES
TYPE FEE
BonusPak $4 per month
Internet Banking FREE for basic service
Online Bill Pay $0.40 per item over maximum (10 per month)

*No service fee for first ten items per month.
ATM Transactions None with use of SouthEast Bank & Trust ATMs
Stop Payment $30 per item
Non-Sufficient Funds Item (NSF)/Bounce Protection Fee $30 per NSF item paid or returned
Wire Transfers (customers only)
  • Fee 1: $15 for domestic (incoming/outgoing)
  • Fee 2: $60 International (outgoing) fee may increase depending on destination
  • Fee 3: $25 International (incoming)
Account Research $20 per hour
Account Activity Printouts
(Statements/Checks/Deposits)
$5
Return Mail $5
Early Account Closing (under 180 days) $10
IRA Transfer $25
Garnishments/Tax Levys $50
Check Collection
  • Fee 1: $20 (Domestic: Incoming/Outgoing)
  • Fee 2: $35 (International: Incoming/Outgoing)
Bond Coupon Redemption (non-customers) $20

VISA Travel Card

ReloadableTravel Card

$7.95  

$12.95 plus $3.95 to reload

VISA Gift Card $4.99
Official Checks
  • Fee: $3; up to three (3) with no charge each month for ValuPak Checking Account or SouthEast50 Interest Checking Account members
Photo VISA CHECKCard

$8