Free Checking
For those who want unlimited check writing with no minimum balance and no monthly fee.
- First Order of SEBT Checks
- Minimum Opening Balance - $100.
- No Fees
- Check Writing - Unlimited.
- Free Online Banking
- ATM/VISA CHECKCard*
- Monthly Statement
- Check Safekeeping - Customer may request a copy of 12 checks per year at no charge. Afterwards a charge ( see Schedule of Fees brochure) will be assessed.
- $300 Bounce Protection (See details below)
- See Comparison Chart
ValuePak Checking
A personal account providing unlimited check writing … plus a package of valuable benefits for one low monthly fee (see Fees Page).
- Minimum Opening Balance - $100.
- Unlimited Check Writing
- Free Personalized Checks
- Free SouthEast24 Online Banking
- *$10,000 Accidental Death and Dismemberment Insurance
- *$2,500 Dependent Coverage
- Free Official Checks - Three each per month.
- Emergency Towing Reimbursement
- Free Notary Service
- Credit Card Protection
- Hotel/Car Rental Discounts
- Vacation Planning Assistance
- Vacation Message Monitor
- SouthEast24 ATM Card
- SouthEast24 VISA CHECKCard
- $400 Bounce Protection (See details below)
- Monthly Image Statements
- See Comparison Chart
Interest Checking
The higher your balance, the higher rate of interest you earn. This TIERED interest-bearing checking account with unlimited check writing is ideal for individuals who can maintain a $1,000 minimum balance.
First Order of SEBT checks - Minimum Opening Balance - $100.
- No Fees - When meeting the required minimum daily balance (see Fees Page).
- Tiered Interest - Rate is variable and earnings are credited monthly. Higher balances earn a higher interest rate.
- Unlimited Check Writing
- Free SouthEast24 Online Banking
- SouthEast24 ATM Card
- SouthEast24 VISA CHECKCard
- $500 Bounce Protection (See details below)
- Monthly Image Statements
- See Comparison Chart
Free Senior Checking
For those over 50 who want unlimited check writing with no minimum balance & no monthly fee.
- Free Personalized Checks
- Minimum Opening Balance - $100.
- No Fees
- Check Writing - Unlimited
- Free Online Banking
- ATM/VISA CHECKCard*
- Monthly Statement
- Check Safekeeping - Customer may request a copy of 12 checks per year at no charge. Afterwards a charge (see Schedule of Fees brochure) will be assessed.
- $300 Bounce Protection (See details below)
- See Comparison Chart
SouthEast50 Interest Checking
A valuable checking account package designed to reward customers age 50 or older.
- Minimum Opening Balance - $100.
- No Fees - When meeting the required minimum daily balance (see Fees Page).
- Tiered Interest - Rate is variable and earnings are credited monthly to your account. Higher balances earn a higher interest rate.
- Unlimited Check Writing
- *$10,000 Accidental Death and Dismemberment Insurance
- *$2,500 Dependent Coverage
- *$100,000 Common Carrier Insurance
- Free SouthEast24 Online Banking
- Free Notary Service
- Free Official Checks - Three each per month.
- Credit Card Protection
- Emergency Towing Reimbursement
- Hotel/Car Rental Discounts
- SouthEast24 ATM Card
- SouthEast24 VISA CHECKCard
- $500 Bounce Protection (See details below)
- Monthly Image Statements
- See Comparison Chart
Add the PERSONAL PROTECTION BONUSPAK to ANY Checking Account!
This Package of services can help you feel more secure... AND gives you access to a variety of discounts and conveniences. For less than 15¢ per day, you'll receive:
*$10,000 Accidental Death & Dismemberment Insurance - *$2,500 Dependent Coverage
- Credit Card Registration
- Emergency Towing Reimbursement
- Hotel/Car Rental Discounts
- Vacation Planning Assistance
- Vacation Message Monitor
Bounce Protection
Bounce Protection
Up to $500
A special overdraft privilege for SouthEast Bank & Trust checking customers.
Having a check returned due to insufficient funds can be a costly and humiliating
experience. That's why we provide "Bounce Protection."
- Extra level of protection
- Save additional merchant fees
- Save embarrassment
There is no cost associated with this privilege unless you use it. You should keep in
mind, however that you will be charged the standard NSF fee for each item paid under
the limit.
This overdraft privilege is automatically assigned to your checking account.
| Account Type Limits | |
| Account | Bounce Limit |
| Free Checking | $300 |
| Free Senior Checking | $300 |
| ValuPak Checking | $400 |
| Interest Checking | $500 |
| SouthEast 50 Checking | $500 |
BOUNCE PROTECTION NOTICE:
SouthEast Bank charges a fee of $30 for each overdraft created by check, in-person withdrawal, ATM withdrawal, or other electronic means that uses Bounce Protection. Customers must bring their account to a positive balance within 30 days to continue to receive Bounce Protection privileges. As long as your account stays in good standing, SouthEast will pay your overdrafts up to your Bounce Protection limit.
Let Our E-BANKING SERVICES Give you Anywhere, Anytime Banking Convenience.
Free Online Banking - Transfer funds, balance your checkbook, confirm electronic transaction amounts... day or night from any computer. - Optional Online Bill Pay - Use your computer to pay bills with the click of a mouse ...without the hassle of writing checks, addressing envelopes and going to the post office.
- ATM Banking - Use your SouthEast24 VISA CheckCard or ATM Card to get cash and account information at any SouthEast Bank & Trust ATM... and thousands of other machines nationwide displaying the Pulse and Plus logos (there may be a fee for using non-SouthEast Bank & Trust ATMs).
- Toll-Free Phone Banking - Use anytime day or night to gain up-to-the-minute information about your Checking, Savings, Money Market and Loan accounts. Dial toll-free 1-866-401-SEBT (7328).
- SouthEast24 ATM/ VISA CHECKCard OR Photo VISA CHECKCard (for extra security)- Use it just like a credit card to debit your checking account! Your SouthEast VISA CHECKCard is a fast, convenient way to make purchases without the traditional check approval hassles. No need to carry a checkbook (Subject to Approval).
- Online Check Reordering - Need to reorder checks? It's easy online at SouthEastBank.net. You can even browse through the check designs available and choose a new style that fits you.
|
*Insurance products are:
|
