Current Rates

 

Rates Effective as of March 16, 2010


Personal Checking Accounts
Account Type Tiers Rate APY*
Interest Checking $0 - 999 0.100 .10%
SouthEast 50 $1,000 - 9,999 0.150 .15%
  $10,000 - 24,999 0.300 .30%
  $25,000 + 0.400 .40%

*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100


Business Checking Accounts
Account Type Tiers Rate APY*
Business Interest $0 - 999 0.100 .10%
  $1,000 - 9,999 0.150 .15%
  $10,000 - 24,999 0.200 .20%
  $25,000 + 0.300 .30%

*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100


Money Market Accounts
Account Type Tiers Rate APY*
Personal Money Mkt. $0 - 9,999 0.200 .20%
Business Money Mkt. $10,000 - 49,999 0.400 .40%
  $50,000 - 99,999 0.750 .75%
  $100,000 - 249,999 1.100 1.10%
  $250,000 + 1.390 1.40%

*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100


Savings Accounts
Account Type Rate APY*
Personal Savings 0.500 .50%
Business Savings 0.500 .50%
Christmas Club 2.000 2.00%
Health Savings Account 0.500 .50%

*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100


Certificates of Deposit**
Account Type Rate APY*
30 - 89 Days 0.250 0.25%
3 Month 0.350 0.35%
6 Month 0.500 0.50%
12 Month 0.750 0.75%
18 Month 1.150 1.15%
24 Month 1.490 1.50%
36 Month 1.985 2.00%
48 Month 2.475 2.50%
60 Month 2.725 2.75%
MMIRA 1.050 1.05%
TDOA IRA 1.050 1.05%
19 Month Special 1.298 1.30%
30 Month Step-up Special 1.740 1.75%
     

*Annual Percentage Yield
**Substantial penalty required for early withdrawal.
Minimum to open account $1000