Current Rates

 

Rates Effective as of November 1, 2011


Personal Checking Accounts
Account Type Tiers Rate APY*
Interest Checking $0 - 999 0.050 .05%
SouthEast 50 $1,000 - 9,999 0.100 .10%
  $10,000 - 24,999 0.150 .15%
  $25,000 + 0.200 .20%

*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100


Business Checking Accounts
Account Type Tiers Rate APY*
Business Interest $0 - 999 0.050 .05%
  $1,000 - 9,999 0.050 .05%
  $10,000 - 24,999 0.100 .10%
  $25,000 + 0.150 .15%

*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100


Money Market Accounts
Account Type Tiers Rate APY*
Personal Money Mkt. $0 - 9,999 0.100 0.10%
Business Money Mkt. $10,000 - 49,999 0.150 0.15%
  $50,000 - 99,999 0.200 0.20%
  $100,000 - 249,999 0.250 0.25%
  $250,000 + 0.300 .030%

*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100


Savings Accounts
Account Type Rate APY*
Personal Savings 0.200 .20%
Business Savings 0.200 .20%
Christmas Club 1.000 1.00%
Health Savings Account 0.200 .20%

*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100


Certificates of Deposit**
Account Type Rate APY*
30 - 89 Days 0.100 0.10%
3 Month 0.100 0.10%
6 Month 0.200 0.20%
12 Month 0.300 0.30%
18 Month 0.400 0.40%
24 Month 0.500 0.50%
36 Month 0.750 0.75%
48 Month 1.095 1.10%
60 Month 1.440 1.45%
MMIRA 0.200 0.20%
TDOA IRA 0.200 0.20%
Specials for SEBT checking account customers
     

*Annual Percentage Yield
**Substantial penalty required for early withdrawal.
Minimum to open account and obtain Annual Percentage Yield $1000