For those who want unlimited check writing with no minimum balance and no monthly fee.

 
• Minimum Opening Balance - $100.
• No Fees
• Check Writing - Unlimited.
• Free Online Banking
• ATM/VISA CHECKCard*
• Monthly Statement
• Check Safekeeping - Customer may request a copy of 12 checks per year at no charge. Afterwards a charge ( see Schedule of Fees brochure) will be assessed.
• $200 Bounce Protection

• Minimum Opening Balance - $100.
• No fee charged for full time students and seniors age 62 and over
• Check Writing - Up to 15 per month.
• Free SouthEast24 Online Banking
• SouthEast24 ATM Card
• SouthEast24 VISA CHECKCard (Subject to Approval)
• Monthly Image Statements
• $200 Bounce Protection^sm
• See Comparison Chart

For individuals that maintain a minimum $500 balance. This account is also available at no-charge to non-profit organizations and churches.

• Minimum Opening Balance - $100.
• Check Writing - Up to 30 per month.
• Free SouthEast24 Online Banking
• No Fees - When meeting the required minimum daily balance (see Fees Page).
• SouthEast24 ATM Card
• SouthEast24 VISA CHECKCard (Subject to Approval)
• $300 Bounce Protection^sm
• Monthly Image Statements
• See Comparison Chart

A personal account providing unlimited check writing … plus a package of valuable benefits for one low monthly fee (see Fees Page).

• Minimum Opening Balance - $100.
• Unlimited Check Writing
• Free Personalized Checks
• Free SouthEast24 Online Banking
• *$10,000 Accidental Death and Dismemberment Insurance
• *$2,500 Dependent Coverage
• Up to a $50 Fee Discount - On personal or installment loans with automatic payment.
• Free Official Checks and Money Orders - Three each per month.
• Emergency Towing Reimbursement
• Free Notary Service
• Free Travelers Checks
• Credit Card Protection
• Hotel/Car Rental Discounts
• Vacation Planning Assistance
• Vacation Message Monitor
• SouthEast24 ATM Card
• SouthEast24 VISA CHECKCard (Subject to Approval)
• $300 Bounce Protection^sm
• Monthly Image Statements
• See Comparison Chart

The higher your balance, the higher rate of interest you earn. This TIERED interest-bearing checking account with unlimited check writing is ideal for individuals who can maintain a $1,000 minimum balance.

• Minimum Opening Balance - $100.
• No Fees - When meeting the required minimum daily balance (see Fees Page).
• Tiered Interest - Rate is variable and earnings are credited monthly. Higher balances earn a higher interest rate.
• Unlimited Check Writing
• Free SouthEast24 Online Banking
• Up to a $50 Fee Discount - On personal or installment loans with automatic payment.
• SouthEast24 ATM Card
• SouthEast24 VISA CHECKCard (Subject to Approval)
• $500 Bounce Protection^sm
• Monthly Image Statements
  
• See Comparison Chart

A valuable checking account package designed to reward customers age 50 or older.

• Minimum Opening Balance - $100.
• No Fees - When meeting the required minimum daily balance (see Fees Page).
• Tiered Interest - Rate is variable and earnings are credited monthly to your account. Higher balances earn a higher interest rate.
• Unlimited Check Writing
• *$10,000 Accidental Death and Dismemberment Insurance
• *$2,500 Dependent Coverage
• *$100,000 Common Carrier Insurance
  
• Free SouthEast24 Online Banking
  
• Up to a $50 Fee Discount - On personal or installment loans with automatic payment.
  
• Free Notary Service
  
• Free Travelers Checks
  
• Free Official Checks and Money Orders - Three each per month.
  
• Credit Card Protection
  
• Emergency Towing Reimbursement
  
• Hotel/Car Rental Discounts
• SouthEast24 ATM Card
• SouthEast24 VISA CHECKCard (Subject to Approval)
• $500 Bounce Protection^sm
• Monthly Image Statements
  

This Package of services can help you feel more secure... AND gives you access to a variety of discounts and conveniences. For less than 15¢ per day, you'll receive:

• *$10,000 Accidental Death & Dismemberment Insurance
• *$2,500 Dependent Coverage
• Credit Card Registration
• Emergency Towing Reimbursement
• Hotel/Car Rental Discounts
• Vacation Planning Assistance
• Vacation Message Monitor

  

Having a check returned due to insufficient funds can be costly and humiliating
experience. that's why we provide "Bounce Protection."

• Extra level of protection
• Save additional merchant fees
• Save embarrassment

There is no cost associated with this privilege unless you use it. You should keep in
mind, however that you will be charged the standard NSF fee for each item paid under
the limit.

This overdraft privilege is automatically assigned to your checking account.

Stop by any SouthEast Bank & Trust office and ask for details. normal overdraft fees apply.

• Free Online Banking - Transfer funds, balance your checkbook, confirm electronic transaction amounts... day or night from any computer.
• Optional Online Bill Pay - Use your computer to pay bills with the click of a mouse ...without the hassle of writing checks, addressing envelopes and going to the post office. Plus, it offers unlimited transactions! Coming Soon!!
• ATM Banking - Use your SouthEast24 VISA CheckCard or ATM Card to get cash and account information at any SouthEast Bank & Trust ATM... and thousands of other machines nationwide displaying the VISA, Pulse and Plus logos (there may be a fee for using non-SouthEast Bank & Trust ATMs).
• Toll-Free Phone Banking - Use anytime day or night to gain up-to-the-minute information about your Checking, Savings, Money Market and Loan accounts. Dial toll-free 1-866-401-SEBT (7328).
• SouthEast24 ATM/ VISA CHECKCard OR Photo VISA CHECKCard (for extra security)- Use it just like a credit card to debit your checking account! Your SouthEast CHECKCard is a fast, convenient way to make purchases without the traditional check approval hassles. No need to carry a checkbook (Subject to Approval).