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There’s
nothing more rewarding than making your money work for you. So when
you open a SouthEast Bank & Trust savings or money market account,
you can rest assured your money will work hard ... earning a VERY
COMPETITIVE rate of return. Plus, you can take comfort in knowing
your hard-earned money is safe because each depositor is insured
by the FDIC for up to $100,000.
Whether you
are just starting to save, or simply want to earn interest on easy-access
funds, the Personal Savings Account is perfect for you.
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- Minimum
Opening Balance – $100.
- Anytime
Access – Use your SouthEast24 VISA CheckCard or
ATM Card to get cash and account information at any SouthEast
Bank & Trust ATM... and thousands of other machines
nationwide displaying the Pulse and Plus logos (there may
be a fee for using non-SouthEast Bank & Trust ATMs).
- Interest
Earnings – Calculated on total daily balance and
credited quarterly.
- Withdrawals
– Six allowed per quarter at no charge (see
Fees page).
- No
Fees – When maintaining a minimum daily balance
of $100, or for full-time students or seniors age
62+ (see
Fees page).
- Quarterly
Statement
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If you
want to earn a higher rate of return, yet have easy access
to your money, take advantage of this interest-bearing account
with near-CD rates.
- Opening
Deposit – $2,500
- Interest
Earnings
– Interest is earned on account balances of $0 and
above, and is credited monthly. This is a tiered rate account
that earns higher interest based on higher balances. Interest
rates may reprice with the market.
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$0
- $2,499
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$50,000
- $99,999
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$2,500
- $9,999
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$100,000
+
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| $10,000
- $49,999 |
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- Anytime
Access – You can withdraw your money any time at any
SouthEast Bank & Trust branch or ATM, or at any Pulse
or Plus machine. You can even write a check! (There may be a
fee for using non-SouthEast Bank & Trust ATMs.)
- Withdrawals
– Up to six free transactions are allowed each month, three
of which may be by check (see Fees page).
- No Fees
– When maintaining a minimum daily balance $2,500 (see
Fees page).
- Monthly
Statements
If you want
a guaranteed, higher-than-average interest rate, check into a SouthEast
Bank & Trust CD. You can choose CDs from 30 days to 60 months, earning
varied rates. Contact any SouthEast Bank & Trust office for
detailed information on current and special CD rates.
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- Minimum
Investment – $1,000.
- Rates
– Interest rates vary according to investment amount
and term; rates subject to change.
- Access
to Interest Earnings – Receive your interest by
check — monthly, quarterly, semi-annually or annually
— as well as by direct deposit into any SouthEast Bank
& Trust account.
- Automatic
Renewal – Available on select CDs. Renewal options
sent by mail allow you to renew your CD at the new rate
without a trip to the bank.
- Fees
– A penalty will be imposed for early withdrawals.
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Save for your
future with this tax-deferred retirement account ... and take advantage
of new higher contribution limits.
- Minimum
Investment – $500.
- Rates
– Interest rates vary according to investment amount
and term; rates change weekly.
- Access
to Account – Deposits can be added at any time.
- Fees
– Early withdrawals subject to interest and tax penalties.
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A handy
way to pay for those annual holiday gifts. Save for one year
and get your savings plus interest in November.
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