Personal Checking Accounts

SouthEast Bank has a lineup of checking accounts that provide you GREAT VALUE.   Get CashBack every time you use your SouthEast VISA Debit Card, earn interest on your money, or get Free Checking.  Whether you prefer to write a check, swipe a card, or click a mouse, SouthEast Bank will help you choose an account that lets you bank your way.

Every New Personal Checking Account Includes:



Free Checking

A FREE account for everyone.

  • No Minimum Balance
  • Minimum Opening Balance - $100
  • No Monthly Service Charge
  • No Per Check Charge




Cash Back Checking


An account that pays YOU.

  • No Minimum Balance
  • Minimum Opening Balance - $100
  • Reward of $.10 for each SouthEast Bank Debit Card Transaction
  • Monthly Service Charge of Only $10 waived by completing 15 SouthEast Bank Debit Card Transactions Per Month or by Enrolling in eStatements (See Cash Back reward requirements below)*




Premium Interest Checking

An account that earns interest.

  • Minimum Opening Balance - $100
  • Only $10 Monthly Service Charge if Minimum Daily Balance Falls Below $2,500
  • Tiered Interest Rates Based on Balances Maintained







Let Our E-BANKING SERVICES Give you Anywhere, Anytime Banking Convenience.

  • Free Online Banking - Transfer funds, balance your checkbook, confirm electronic transaction amounts... day or night from any computer.
  • Optional Online Bill Pay - Use your computer to pay bills with the click of a mouse ...without the hassle of writing checks, addressing envelopes and going to the post office.
  • Free Mobile Banking - Bank anywhere, anytime you want from your mobile phone.
  • ATM Banking - Use your SouthEast24 Debit Card or ATM Card to get cash and account information at any SouthEast Bank ATM... and access more than 55,000 ATMs worldwide in the AllPoint ATM Network.
  • Toll-Free Phone Banking - Use anytime day or night to gain up-to-the-minute information about your Checking, Savings, Money Market and Loan accounts. Dial toll-free 1-866-401-7328.
  • SouthEast24 ATM/ SouthEast Bank Debit Card OR Photo Debit Card (for extra security)- Use it just like a credit card to debit your checking account! Your SouthEast VISA Debit Card is a fast, convenient way to make purchases without the traditional check approval hassles. No need to carry a checkbook.


*Cash Back Rewards Requirements

The Cash Back Rewards can be deposited to another checking or savings account in order to help you save money. Regardless of the Statement Cycle, Cash Back Rewards will be paid (credited to the account) on the 1st business day of each month. On Cash Back Checking, if the account does not meet one of the following requirements during the Reward Period, a $10 service charge will be assessed (debited from the account) on the 1st business day of each month. A minimum of 15 (fifteen) SouthEast Debit Card transactions must post and clear to the account during the Rewards Period or enrollment in monthly E-Statements. ATM transactions do not qualify for Cash Back Rewards and do not apply toward the 15 required transactions to waive the monthly service charge. A Cash Back Checking customer may earn rewards and be assessed a fee in the same cycle. The Reward Period begins on the first business day of the calendar month and ends on the last business day of the month.


Checking Education

Please enter your information and select submit to view the Financial Education Information.



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