Consumer Loan Services

Paying in cash is always smart, but when you need an extra boost to reach your goals, SouthEast Bank can help you borrow responsibly. We'll work closely with you to set up a loan that matches your specific needs with repayment options and competitive rates to fit your budget.


A variety of loans... for a variety of reasons

Whether you’re interested in a loan or line of credit, SouthEast Bank has choices that make borrowing the money you need fast, simple and affordable ... for practically any reason!

  • Automobiles, RVs and Boats
  • Home Improvements
  • Room Additions
  • Home Offices
  • Handicap Home Alterations
  • Weddings and Honeymoons
  • Orthodontics
  • Pools and Spas
  • Vacation Home

Installment Loan

Know your options before you buy! If you plan to make a large purchase such as a car or boat, or if you need extra money for a vacation or home renovation, be sure to visit us before heading to the dealership or showroom. Our installment loans often have better rates, more predictable payments, and fewer strings than in-store financing options.
You need an installment loan if... you are borrowing a predetermined amount of money for one particular need and prefer the predictability of fixed monthly payments.


Home Equity Loan

Use the equity you've earned from owning your home to get the most favorable interest rates and terms available.
You may need a home equity loan if... you own your own home and want to get the most favorable interest rate and terms available. You can get the money you need from either a Home Equity Loan or a more flexible Home Equity Line of Credit. You may also be able to deduct your interest! (See your tax advisor.)


Keeping track of your loan is easy!

There are a variety of ways to make your loan payment – or check your loan balance – that can save you time and expense.

Automatic Payment – We can automatically deduct any SouthEast Bank loan payment from your SouthEast Bank checking or savings account each month. That means no more writing and mailing checks ... or unnecessary fees from accidental late payments.

Electronic Banking – SouthEast Bank's Online Banking, mobile banking, ATM, and telephone banking services let you monitor your loan activity at your convenience. You can verify loan balances and track other account activity from anywhere, day or night. You can also make your payment by electronically transferring funds from any of your deposit accounts. Visit our electronic banking page for more information.